Volume 1
Volume 2
Volume 3
Volume 4
- Citation
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- Full PDF
Paper Type
:
Research Paper
Title
:
Cybersecurity and Employee Data Privacy in the Digital Workplace: Legal Frameworks, Ethical Challenges, and Compliance Strategies in India and Beyond
Country
:
India
Authors
:
xxx
Abstract: In the evolving digital landscape, the intersection of cybersecurity and employee data privacy has become a critical area of concern for organisations worldwide. This paper explores the legal, ethical, and strategic dimensions of employee data protection in the modern workplace, with a focus on India and comparative insights from global jurisdictions including the EU and the United States. The increasing reliance on digital tools for HR functions, remote collaboration, and performance monitoring has led to exponential growth in sensitive employee data, necessitating robust cybersecurity frameworks......
1. European Parliament. (2016). General Data Protection Regulation (GDPR) (EU) 2016/679. Official Journal of the European Union. https://gdpr-info.eu/
2. Government of India. (2023). Digital Personal Data Protection Act, 2023. Ministry of Electronics and Information Technology. https://www.meity.gov.in/data-protection-framework
3. California Legislative Information. (2018). California Consumer Privacy Act (CCPA) as amended by CPRA.
https://leginfo.legislature.ca.gov/
4. Government of India. (2000). Information Technology Act, 2000 with 2008 amendments.
https://www.meity.gov.in/it-act-2000
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Contemporary World Impact: Green Technology
Country
:
India
Authors
:
Anjani Sharan
Abstract: Technology that is seen as environmentally beneficial because of its supply chains or manufacturing methods is referred to as "green technology." Green technology seeks to protect the environment and, in certain situations, repair ecological harm that has already occurred. Over the past 20 years, the greenhouse effect has intensified, natural ecosystems have been disturbed, and global warming has been exacerbated due to the abuse of energy and pesticides, among other causes. This has fueled the development of green technology. When the planet's natural resources run out, green energy seems.....
Keywords: Food, Green, Nanotechnology, Resource, Technology.
[1]. S. Aithal, S. Aithal, and P. S. Aithal, “Opportunities & Challenges for Green Technology in 21st Century Opportunities & Challenges for Green Technologies in 21 st Century,” MPRA Paper No., 2016.
[2]. S. Mueller, Green technology and its effect on the modern world. oulu, 2017.
[3]. Monu Bhardwaj and Neelam, “The advantages and disadvantages of questionnaires,” Journal of Basic and Applied Engineering Research, 2015.
[4]. U. A. Umar, H. Tukur, M. F. Khamidi, and A. U. Alkali, “Impact of environmental assessment of green building materials on sustainable rating system,” 2013, doi: 10.4028/www.scientific.net/AMR.689.398.
[5]. V. S. Dhillon and D. Kaur, “Green hospital and climate change: Their interrelationship and the way forward,” Journal of Clinical and Diagnostic Research, 2015, doi: 10.7860/JCDR/2015/13693.6942.
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Digital Financial Security: Addressing Cyber Threats in The Era of Financial Inclusion
Country
:
India
Authors
:
Bhawana Chand || Prof. (Dr.) Vandana || Dr. Arti Sharma
Abstract: In today’s digital era, Financial services digitally have become more accessible, affordable and efficient. However, they are also increasingly vulnerable to cyber threats. The exposure of sensitive financial data and digital platforms creates opportunities for cyber criminals to commit fraud and phishing, often exploiting users' lack of awareness about emerging technologies. Cyber security system is crucial in current era, as it protect threats, safeguard critical infrastructure and ensuring national security. As India is the second largest digital market , vast amount of financial data available makes it a prime target for cyber-attacks.....
Keywords: Cyber Terrorism, Phishing, Artificial intelligence, Blockchain, Quantum Cryptography, Biometric authentication.
[1]. Www.cert-in.org.in
[2]. BRICS Digital Financial Inclusion Report
[3]. Digital Threat Report, 2024.
[4]. National Strategy for Financial Inclusion, 2019-2024.
[5]. Data Security Council of India
[6]. India Cyber Threat Report, 2025
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Impact of Artificial Intelligence (AI) Approaches on Customer Focus Innovation
Country
:
India
Authors
:
NUPUR GARG
Abstract: Artificial Intelligence (AI) is transforming customer-focused innovation by allowing businesses to provide tailored experiences, predictive insights, and solutions driven by automation. This research investigates the effects of AI strategies on customer-centered innovation and excellence, emphasizing how AI improves customer interaction, decision-making, and service delivery in various sectors.The study emphasizes important AI approaches such as hyper-personalization, AI-based chatbots, sentiment analysis, dynamic pricing, and predictive analytics......
Keywords: - Artificial Intelligence (AI), Customer-Centric Innovation, AI Strategies, Customer Experience Excellence, Digital Transformation, Customer Engagement.
[1]. Agrawal D., Schorling C. 1996. Market share forecasting: an empirical comparison of artificial neural networks and multinomial logit model. J. Retail. 72 (4), 383–408. [2]. Agrawal D., Schorling C. 1996. Market share forecasting: an empirical comparison of artificial neural networks and multinomial logit model. J. Retail. 72 (4), 383–408. [3]. Anderson W.T., Challagalla G.N., MacFarland R.G. 1999. Anatomy of exchange. J. Market. Theory Pract. 7 (4), 8–19. [4]. Black J.S., Van Esch P. 2020. Al-Enabled recruiting: what is it and how should a general manager use lt. Bus. Horiz. 63 (2).
[5]. C. Campbell et al. (2020).From data to action: How marketers can leverage AIBusiness Horizons
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
The Role of AI in Recruitment and Talent Management
Country
:
India
Authors
:
Saumya Gupta || Dr. Monita Mohan
Abstract: Artificial intelligence (AI) is transforming the way traditional human resource management (HRM) is implemented in both local and international enterprises. Applications of AI have proliferated in the fields of human resources management, personnel control, recruitment, accounting, resource allocation, and decision-making. AI has had an impact on HRM during the last 10 years by automating processes including workforce planning, performance reviews, and hiring...........
Key words : Artificial Intelligence, Human Resource Development, Machine Learning, World Economic Forum.
[1]. https://www.researchgate.net
[2]. https://www.emerald.com
[3]. https://www.irjmets.com
[4]. https://jier.org/index.php
[5]. https://images.app.goo.gl/54iN3BEviZVsMeEGA
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Cybersecurity in the Financial Services Sector
Country
:
India
Authors
:
DR. Kanchan Bala || DR. Ranjna Rani
Abstract: Cybersecurity is a critical concern in the financial services sector due to increasing cyber threats, data breaches, and regulatory compliance requirements. Financial institutions manage vast amounts of sensitive data, making them prime targets for cybercriminals. This paper explores cybersecurity challenges, best practices, and emerging technologies to enhance data protection. Real-life case studies, including the Equifax data breach and JPMorgan Chase’s security strategies, illustrate the impact and importance of robust cybersecurity frameworks. Solutions such as AI-driven threat detection, blockchain for secure transactions, and zero-trust architectures are discussed. The study provides insights into how financial organizations can strengthen their cybersecurity posture while ensuring regulatory compliance.
[1]. First Bank. (2025). Cybersecurity in 2025: What Financial Institutions Need to Know. Retrieved from https://www.firstbank.com/resources/learning-center/cybersecurity-in-2025-what-financial-institutions-need-to-know
[2]. Picus Security. (2024). Financial Services Cybersecurity: 2024 Performance in Banking, Financial Services, and Insurance (BFSI). Retrieved from https://www.picussecurity.com/resource/blog/financial-services-cybersecurity-performance-2024
[3]. Cybersecurity Guide. (2025). Securing financial services: A focus on cybersecurity. Retrieved from https://cybersecurityguide.org/industries/financial
[4]. FinTech Magazine. (2025). Top 10 Emerging Technologies in Finance. Retrieved from https://fintechmagazine.com/articles/top-10-emerging-technologies-in-finance
[5]. Metomic.io. (2024). 11 Cyber-Security Compliance Regulations for Financial Services. Retrieved from https://www.metomic.io/resource-centre/financial-services-compliance-regulations
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Aspects concerning electronic innovation and technological advances and how they affect the performance of SMEs
Country
:
India
Authors
:
Dr Sakshi Sharma || Dr Minakshi Gupta
Abstract: Technology has become integrated into many areas of life and the workplace, bringing benefits and challenges to businesses, workplaces, and employees. Businesses can benefit from digital transformation by developing new workplaces and fostering an environment that encourages the use of technology in the workplace.
This will help them avoid losing customers and employees and increase productivity. Effective use of digital workplace strategies and encouraging employee behavior through training and leadership....
Keywords: Digital Transformation, Innovation Adoption, SMEs Performance, Entrepreneurship
[1]. (Herrendorf, B., Teixeira, A., 2005. How Barriers to International Trade Affect TFP. Review of Economic Dynamics 8,..., n.d.)
[2]. (Leenders, M.M.A.A., & Chandra, Y. (2013). Antecedents and Consequences of Green Innovation in the Wine Industry: The Role of Channel Structure. Technology Analysis & Strategic Management, 25. (2), 203-218., n.d.)
[3]. (Kumar, K., Boesso, G., Favotto, F., & Menini, A. (2012). Strategic Orientation, Innovation Patterns and Performances of SMEs and Large Companies. Journal of Small Business and Enterprise Development, 19(1), 132-145., n.d.)
[4]. (Price, D.P., Stoica, M., & Boncella, R.J. (2013). The Relationship between Innovation, Knowledge, and Performance in Family and Non-Family Firms: An Analysis of SMEs. Journal of Innovation and Entrepreneurship, 2(14), 1-20., n.d.)
[5]. (Available from: Https://Www2.Deloitte.Com/Content/Dam/Deloitte/Mx/Documents/Human-Capital/The_digital_workplace.Pdf, n.d.)
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Leadership Challenges in Digital India: Navigating Transformation in a Digital Era
Country
:
India
Authors
:
Ms. Nikita || Dr. Veeke
Abstract: The Digital India initiative, launched by the Government of India in 2015, aims to transform India into a
digitally empowered society and knowledge economy. While the initiative has achieved significant milestones, it
also presents unique leadership challenges. This research paper examines the leadership challenges
encountered during the implementation of Digital India, focusing on issues such as digital literacy,
infrastructure, cybersecurity, and resistance to change. By analyzing existing literature and case studies, the
paper offers insights into how leaders can navigate these challenges effectively. The study concludes with
recommendations for enhancing leadership capabilities to ensure the sustainable growth of Digital India.
Keywords: Keywords: Leadership, Digital India, Digital Transformation, Cybersecurity, Infrastructure
[1]. Agarwal, R. (2018). Leadership in digital transformation: A case study of Digital India. Journal of Digital Governance , 5(2), 45 59.
[2]. Choudhary, P. (2019). Innovation and adaptability: Leadership practices in Digital India. International Journal of Digital
Innovation , 7(3), 34 47.
[3]. Gill, K., Sharma, N., & Verma, A. (2021). Leadership strategies for digital transformation in developing economies. Journal of
Emerging Technologies , 8(1), 56 72.
[4]. Kumar, A., & Singh, P. (2021). Cybersecurity challenges in Digital India: Leadership perspectives. Cybersecurity Journal of India ,
9(4), 89 102.
[5]. Mehta, S., & Jain, R. (2020). Digital India: Bridging the digital divide. Indian Journal of Information Technology , 12(3), 78 91.
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Digital Excellence: Innovations in Computing, Security, and Automation
Country
:
India
Authors
:
Soni
Abstract: Driven by automation, security, and efficiency, the rapid evolution of computing technologies has transformed entire industries. Today, governments, corporations, and research institutions all rely on digital expertise. This study explores the future with respect to automation technology, cybersecurity developments, and new computing paradigms. It also explores the major barriers, ethical dilemmas, and emerging patterns that will shape digital innovation over the next decade. According to the report, the foundations of the digital revolution include blockchain, cloud computing, artificial intelligence (AI), cybersecurity strategies, and robotic process automation (RPA).
KEYWORDS: Digital Excellence, Computing Innovation, Cybersecurity, Automation, Artificial Intelligence, Cloud Computing
[1]. Katharina Drechsler, Robert Gregory, Heinz-Theo Wagner, and Sanja Tumbas. At the crossroads between digital innovation and digital transformation. Communications of the Association for Information Systems, 47(1):23,2020.
[2]. Gerald C Kane, Doug Palmer, Anh Nguyen Phillips, David Kiron, Natasha Buckley, et al. Strategy, not technology,drives digital transformation. MIT Sloan Management Review and Deloitte University Press, 14(1-25), 2015.
[3]. Maria José Sousa and Álvaro Rocha. Digital learning: Developing skills for digital transformation of organizations.
[4]. A Kutnjak, I Pihiri, and M Tomiˇci´c Furjan. Digital transformation case studies across industries–literature review. In 2019 42nd International Convention on Information and Communication Technology, Electronics and
[5]. Christof Ebert and Carlos Henrique C Duarte. Requirements engineering for the digital transformation: Industry panel. In 2016 IEEE 24th International Requirements Engineering Conference (RE), pages 4–5. IEEE, 2016
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Impact of Digital Marketplaces on the Rising of Handicrafts Industry
Country
:
India
Authors
:
Dr. Nadeem Ahmad || Rao Azeem || Dr. Abdul Rheem
Abstract: The handicrafts industry, particularly in wooden craftsmanship, has historically relied on traditional market structures where artisans sell their products in limited quantities. However, the emergence of mass production, coupled with complex supply chains involving multiple intermediaries, has significantly diminished artisans’ profit margins and market access. As a result, many craftsmen face economic instability, leading to a gradual decline in traditional skills and artistic heritage. The increasing dominance of machine-made goods further exacerbates this challenge, making it difficult for handmade products to compete in both domestic and global markets.....
[1]. Digital technologies as tool for increasing the competitiveness of the handicraft industry, Handicraft exports from India: A guide for Indian sellers (https://sell.amazon.in/grow-your-business/amazon-global-selling/blogs/handicraft-export-from-india)
[2]. https://www.etsy.com/
[3]. Etsy’s Economic Impact Report – https://advocacy.etsy.com
[4]. https://www.shopify.com/in/case-studies/itokri
[5]. https://www.statista.com/topics/2501/etsy/ topicOverview
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Blockchain Technology and Its Application In Finance
Country
:
India
Authors
:
Madhulika Mittal || Shalini Verma
Abstract: Blockchain technology has emerged as a transformative force in the financial sector, providing enhanced security, transparency, and efficiency. This paper explores the fundamental principles of blockchain, its key attributes, and its extensive applications in finance, including cryptocurrencies, smart contracts, decentralized finance (DeFi), and fraud prevention. The paper further examines the benefits, challenges, and future prospects of blockchain adoption in the financial ecosystem. By analyzing recent developments and case studies, this study aims to provide a comprehensive understanding of how blockchain is reshaping traditional financial systems.
Keywords: Blockchain, Finance, Cryptocurrencies, Smart Contracts, Decentralized Finance, Fraud Prevention
[1]. Accenture. (2024). Blockchain for Smart Contracts: Case Study. Retrieved from https://www.accenture.com/us-en/case-studies/about/blockchain-contracts-harnessing-new-technology [2]. Mittal, M., & Mittal, M. (2022, November). An Electronic Health Record Management System Based on Blockchain Technology. In 2022 International Conference on Fourth Industrial Revolution Based Technology and Practices (ICFIRTP) (pp. 285-290). IEEE.
[3]. Business Insider. (2025). How Mastercard is building the Venmo of crypto. Retrieved from https://www.businessinsider.com/mastercard-building-venmo-crypto-blockchain-digital-assets-2025-3
[4]. Chicago Fed. (2017). Blockchain and Financial Market Innovation. Retrieved from https://www.chicagofed.org/publications/economic-perspectives/2017/7
[5]. Consensys. (n.d.). Blockchain Use Cases and Applications by Industry. Retrieved from https://consensys.io/blockchain-use-cases
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
FDI Inflows in Banglad9esh: An Analysis from April (2006 To 2022)
Country
:
India
Authors
:
Aman panday || Aditya Pundir
Abstract: The nation's development depends heavily on foreign direct investment. When it comes to a nation's total development, domestic capital is occasionally insufficient. The use of foreign capital is thought to be helpful in reducing the gap between domestic savings and investment. In comparison to the past, Bangladesh can bring in far higher amounts of foreign investment. The current study presents the trends of FDI inflows in Bangladesh from the year 2000 to 2022. The research also lists the countries that have invested in FDI inflows to Bangladesh and FDI inflows by sector from April 2006 to March 2022. Regression analysis was done to explore the relationship between foreign direct investment and other economic variables like foreign exchange reserve (FER), growth (GDP), and exports of goods and services(X).
Key words: Economic growth, financial crisis, GDP,
[1]. Government of Bangladesh (2008), Bangladesh Economic Review 2008, Ministry of Finance. Available at: http://www.mof.gov.bd/en/index.php?option
[2]. Chen, C., (2007), “Foreign Direct Investment in China: Trends and characteristics after WTO accession,” in Ross Garnaut and Ligang Song (eds.), China --- Linking Markets for Growth, Asia Pacific Press, Australian National University, Canberra, Australia, pp.197-224.
[3]. Alam, Q., Mian, M.E.U. and Smith, R.F. (2006), “Impact of poor governance on foreign direct investment: The Bangladesh experience”, in Ahmad, R., ed., The Role of Public Administration in Building a Harmonious Society. Manila: ADB. 4. United Nations (2008), World Investment Report, New York: United Nations
[4]. 5 Government of Bangladesh (1989), Bangladesh Board of Investment Act, 1989, Bangladesh Board of Investment. Available at: http://www.boi.gov.bd/
[5]. Government of Bangladesh (2008), Bangladesh Economic Review 2008, Ministry of Finance. Available at: http://www.mof.gov.bd/en/index.php?option
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
Innovating for the Future: Strategic Management of Digital Change in Hospitality
Country
:
India
Authors
:
Mr. Sachin Kumar Pandey || Mr. Ankit Manori || Mr. Parveen Chand
Abstract: Rapid digital change is changing visitor experiences, competitive tactics, and operational efficiency in the hotel sector. The role of innovation in managing digital transition in the industry is reviewed in this article, with a focus on how new technologies like Automation, Big data analytics, Internet of Things (IoT), and Artificial Intelligence (AI) improve service quality. In along with simplifying the internal procedures, strategic digital integration personalizes consumer encounters, which boosts customer happiness and brand loyalty. The article highlights many important obstacles.....
Keywords: Hospitality, customer experience, AI, innovation, digital transformation, and strategic management
[1]. Buhalis, D., & Leung, R. (2018). Smart hospitality—Interconnectivity and interoperability towards an ecosystem. International Journal of Hospitality Management, 71, 41–50.
[2]. Gursoy, D., Chi, C. G., & Lu, L. (2017). Generational differences in work values and attitudes among frontline and service contact employees. International Journal of Hospitality Management, 61, 1–12.
[3]. Ivanov, S., & Webster, C. (2019). Economic fundamentals of the use of robots, AI, and service automation in travel, tourism, and hospitality. In Robots, Artificial Intelligence, and Service Automation in Travel, Tourism and Hospitality (pp. 39–55). Emerald Publishing.
[4]. Sigala, M. (2020). Social media and customer engagement in the context of collaborative value co-creation in the hospitality industry. International Journal of Hospitality Management, 87, 102528.
[5]. Neuhofer, B., Buhalis, D., & Ladkin, A. (2015). Smart technologies for personalized experiences: A case study in the hospitality domain. Electronic Markets, 25(3), 243–254.
- Citation
- Abstract
- Reference
- Full PDF
Paper Type
:
Research Paper
Title
:
The Use of Economic Indicators as Early Signals of Stock Market Progress: Perspectives from Market Potential Index
Country
:
India
Authors
:
Barun Kumar Kushwaha || Dr. Pooja Kohli
Abstract: The progress of fiscal requests depends on the way world investors prevision the request eventuality of the country of choice. Countries that are associated with favorable profitable impulses are suitable to motivate investments in their separate stock requests. The ideal of this paper is to examine the part of the numerous profitable factors which constitute the request Implicit indicator in enhancing stock request progress. The methodology goes through testing and estimation. The tests include linearity versus nonlinearity (RESET), normalcy, and cointegration......
Keywords: Request Implicit indicator; stock request capitalization; number of listed enterprises; chance of request capitalization to GDP; Z- score.
[1]. Abdi, Hervé (2007)
[2]. Title: Discriminant Correspondence Analysis What it's about:
[3]. This entry explains a statistical method used to find patterns in data—specifically, when you want to compare groups based on multiple variables. Think of it like a smarter version of sorting people into categories based on survey answers. It’s often used in social sciences to analyze complex data tables.
[4]. Aghion, Bacchetta, and Banerjee (2000)
[5]. Title: Capital Markets and the Instability in Open Economies What it's about:
- Citation
- Abstract
- Reference
- Full PDF
| Paper Type | : | Research Paper |
| Title | : | Cybersecurity and Employee Data Privacy in the Digital Workplace: Legal Frameworks, Ethical Challenges, and Compliance Strategies in India and Beyond |
| Country | : | India |
| Authors | : | xxx |
Abstract: In the evolving digital landscape, the intersection of cybersecurity and employee data privacy has become a critical area of concern for organisations worldwide. This paper explores the legal, ethical, and strategic dimensions of employee data protection in the modern workplace, with a focus on India and comparative insights from global jurisdictions including the EU and the United States. The increasing reliance on digital tools for HR functions, remote collaboration, and performance monitoring has led to exponential growth in sensitive employee data, necessitating robust cybersecurity frameworks......
1. European Parliament. (2016). General Data Protection Regulation (GDPR) (EU) 2016/679. Official Journal of the European Union. https://gdpr-info.eu/
2. Government of India. (2023). Digital Personal Data Protection Act, 2023. Ministry of Electronics and Information Technology. https://www.meity.gov.in/data-protection-framework
3. California Legislative Information. (2018). California Consumer Privacy Act (CCPA) as amended by CPRA.
https://leginfo.legislature.ca.gov/
4. Government of India. (2000). Information Technology Act, 2000 with 2008 amendments.
https://www.meity.gov.in/it-act-2000
- Citation
- Abstract
- Reference
- Full PDF
| Paper Type | : | Research Paper |
| Title | : | Contemporary World Impact: Green Technology |
| Country | : | India |
| Authors | : | Anjani Sharan |
Abstract: Technology that is seen as environmentally beneficial because of its supply chains or manufacturing methods is referred to as "green technology." Green technology seeks to protect the environment and, in certain situations, repair ecological harm that has already occurred. Over the past 20 years, the greenhouse effect has intensified, natural ecosystems have been disturbed, and global warming has been exacerbated due to the abuse of energy and pesticides, among other causes. This has fueled the development of green technology. When the planet's natural resources run out, green energy seems.....
Keywords: Food, Green, Nanotechnology, Resource, Technology.
[1]. S. Aithal, S. Aithal, and P. S. Aithal, “Opportunities & Challenges for Green Technology in 21st Century Opportunities & Challenges for Green Technologies in 21 st Century,” MPRA Paper No., 2016.
[2]. S. Mueller, Green technology and its effect on the modern world. oulu, 2017.
[3]. Monu Bhardwaj and Neelam, “The advantages and disadvantages of questionnaires,” Journal of Basic and Applied Engineering Research, 2015.
[4]. U. A. Umar, H. Tukur, M. F. Khamidi, and A. U. Alkali, “Impact of environmental assessment of green building materials on sustainable rating system,” 2013, doi: 10.4028/www.scientific.net/AMR.689.398.
[5]. V. S. Dhillon and D. Kaur, “Green hospital and climate change: Their interrelationship and the way forward,” Journal of Clinical and Diagnostic Research, 2015, doi: 10.7860/JCDR/2015/13693.6942.
- Citation
- Abstract
- Reference
- Full PDF
| Paper Type | : | Research Paper |
| Title | : | Digital Financial Security: Addressing Cyber Threats in The Era of Financial Inclusion |
| Country | : | India |
| Authors | : | Bhawana Chand || Prof. (Dr.) Vandana || Dr. Arti Sharma |
Abstract: In today’s digital era, Financial services digitally have become more accessible, affordable and efficient. However, they are also increasingly vulnerable to cyber threats. The exposure of sensitive financial data and digital platforms creates opportunities for cyber criminals to commit fraud and phishing, often exploiting users' lack of awareness about emerging technologies. Cyber security system is crucial in current era, as it protect threats, safeguard critical infrastructure and ensuring national security. As India is the second largest digital market , vast amount of financial data available makes it a prime target for cyber-attacks.....
Keywords: Cyber Terrorism, Phishing, Artificial intelligence, Blockchain, Quantum Cryptography, Biometric authentication.
[1]. Www.cert-in.org.in
[2]. BRICS Digital Financial Inclusion Report
[3]. Digital Threat Report, 2024.
[4]. National Strategy for Financial Inclusion, 2019-2024.
[5]. Data Security Council of India
[6]. India Cyber Threat Report, 2025
- Citation
- Abstract
- Reference
- Full PDF
| Paper Type | : | Research Paper |
| Title | : | Impact of Artificial Intelligence (AI) Approaches on Customer Focus Innovation |
| Country | : | India |
| Authors | : | NUPUR GARG |
Abstract: Artificial Intelligence (AI) is transforming customer-focused innovation by allowing businesses to provide tailored experiences, predictive insights, and solutions driven by automation. This research investigates the effects of AI strategies on customer-centered innovation and excellence, emphasizing how AI improves customer interaction, decision-making, and service delivery in various sectors.The study emphasizes important AI approaches such as hyper-personalization, AI-based chatbots, sentiment analysis, dynamic pricing, and predictive analytics......
Keywords: - Artificial Intelligence (AI), Customer-Centric Innovation, AI Strategies, Customer Experience Excellence, Digital Transformation, Customer Engagement.
[1]. Agrawal D., Schorling C. 1996. Market share forecasting: an empirical comparison of artificial neural networks and multinomial logit model. J. Retail. 72 (4), 383–408. [2]. Agrawal D., Schorling C. 1996. Market share forecasting: an empirical comparison of artificial neural networks and multinomial logit model. J. Retail. 72 (4), 383–408. [3]. Anderson W.T., Challagalla G.N., MacFarland R.G. 1999. Anatomy of exchange. J. Market. Theory Pract. 7 (4), 8–19. [4]. Black J.S., Van Esch P. 2020. Al-Enabled recruiting: what is it and how should a general manager use lt. Bus. Horiz. 63 (2).
[5]. C. Campbell et al. (2020).From data to action: How marketers can leverage AIBusiness Horizons
- Citation
- Abstract
- Reference
- Full PDF
| Paper Type | : | Research Paper |
| Title | : | The Role of AI in Recruitment and Talent Management |
| Country | : | India |
| Authors | : | Saumya Gupta || Dr. Monita Mohan |
Abstract: Artificial intelligence (AI) is transforming the way traditional human resource management (HRM) is implemented in both local and international enterprises. Applications of AI have proliferated in the fields of human resources management, personnel control, recruitment, accounting, resource allocation, and decision-making. AI has had an impact on HRM during the last 10 years by automating processes including workforce planning, performance reviews, and hiring...........
Key words : Artificial Intelligence, Human Resource Development, Machine Learning, World Economic Forum.
[1]. https://www.researchgate.net
[2]. https://www.emerald.com
[3]. https://www.irjmets.com
[4]. https://jier.org/index.php
[5]. https://images.app.goo.gl/54iN3BEviZVsMeEGA
- Citation
- Abstract
- Reference
- Full PDF
| Paper Type | : | Research Paper |
| Title | : | Cybersecurity in the Financial Services Sector |
| Country | : | India |
| Authors | : | DR. Kanchan Bala || DR. Ranjna Rani |
Abstract: Cybersecurity is a critical concern in the financial services sector due to increasing cyber threats, data breaches, and regulatory compliance requirements. Financial institutions manage vast amounts of sensitive data, making them prime targets for cybercriminals. This paper explores cybersecurity challenges, best practices, and emerging technologies to enhance data protection. Real-life case studies, including the Equifax data breach and JPMorgan Chase’s security strategies, illustrate the impact and importance of robust cybersecurity frameworks. Solutions such as AI-driven threat detection, blockchain for secure transactions, and zero-trust architectures are discussed. The study provides insights into how financial organizations can strengthen their cybersecurity posture while ensuring regulatory compliance.
[1]. First Bank. (2025). Cybersecurity in 2025: What Financial Institutions Need to Know. Retrieved from https://www.firstbank.com/resources/learning-center/cybersecurity-in-2025-what-financial-institutions-need-to-know
[2]. Picus Security. (2024). Financial Services Cybersecurity: 2024 Performance in Banking, Financial Services, and Insurance (BFSI). Retrieved from https://www.picussecurity.com/resource/blog/financial-services-cybersecurity-performance-2024
[3]. Cybersecurity Guide. (2025). Securing financial services: A focus on cybersecurity. Retrieved from https://cybersecurityguide.org/industries/financial
[4]. FinTech Magazine. (2025). Top 10 Emerging Technologies in Finance. Retrieved from https://fintechmagazine.com/articles/top-10-emerging-technologies-in-finance
[5]. Metomic.io. (2024). 11 Cyber-Security Compliance Regulations for Financial Services. Retrieved from https://www.metomic.io/resource-centre/financial-services-compliance-regulations
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| Paper Type | : | Research Paper |
| Title | : | Aspects concerning electronic innovation and technological advances and how they affect the performance of SMEs |
| Country | : | India |
| Authors | : | Dr Sakshi Sharma || Dr Minakshi Gupta |
Abstract: Technology has become integrated into many areas of life and the workplace, bringing benefits and challenges to businesses, workplaces, and employees. Businesses can benefit from digital transformation by developing new workplaces and fostering an environment that encourages the use of technology in the workplace.
This will help them avoid losing customers and employees and increase productivity. Effective use of digital workplace strategies and encouraging employee behavior through training and leadership....
Keywords: Digital Transformation, Innovation Adoption, SMEs Performance, Entrepreneurship
[1]. (Herrendorf, B., Teixeira, A., 2005. How Barriers to International Trade Affect TFP. Review of Economic Dynamics 8,..., n.d.)
[2]. (Leenders, M.M.A.A., & Chandra, Y. (2013). Antecedents and Consequences of Green Innovation in the Wine Industry: The Role of Channel Structure. Technology Analysis & Strategic Management, 25. (2), 203-218., n.d.)
[3]. (Kumar, K., Boesso, G., Favotto, F., & Menini, A. (2012). Strategic Orientation, Innovation Patterns and Performances of SMEs and Large Companies. Journal of Small Business and Enterprise Development, 19(1), 132-145., n.d.)
[4]. (Price, D.P., Stoica, M., & Boncella, R.J. (2013). The Relationship between Innovation, Knowledge, and Performance in Family and Non-Family Firms: An Analysis of SMEs. Journal of Innovation and Entrepreneurship, 2(14), 1-20., n.d.)
[5]. (Available from: Https://Www2.Deloitte.Com/Content/Dam/Deloitte/Mx/Documents/Human-Capital/The_digital_workplace.Pdf, n.d.)
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| Paper Type | : | Research Paper |
| Title | : | Leadership Challenges in Digital India: Navigating Transformation in a Digital Era |
| Country | : | India |
| Authors | : | Ms. Nikita || Dr. Veeke |
Abstract: The Digital India initiative, launched by the Government of India in 2015, aims to transform India into a digitally empowered society and knowledge economy. While the initiative has achieved significant milestones, it also presents unique leadership challenges. This research paper examines the leadership challenges encountered during the implementation of Digital India, focusing on issues such as digital literacy, infrastructure, cybersecurity, and resistance to change. By analyzing existing literature and case studies, the paper offers insights into how leaders can navigate these challenges effectively. The study concludes with recommendations for enhancing leadership capabilities to ensure the sustainable growth of Digital India.
Keywords: Keywords: Leadership, Digital India, Digital Transformation, Cybersecurity, Infrastructure
[1]. Agarwal, R. (2018). Leadership in digital transformation: A case study of Digital India. Journal of Digital Governance , 5(2), 45 59.
[2]. Choudhary, P. (2019). Innovation and adaptability: Leadership practices in Digital India. International Journal of Digital
Innovation , 7(3), 34 47.
[3]. Gill, K., Sharma, N., & Verma, A. (2021). Leadership strategies for digital transformation in developing economies. Journal of
Emerging Technologies , 8(1), 56 72.
[4]. Kumar, A., & Singh, P. (2021). Cybersecurity challenges in Digital India: Leadership perspectives. Cybersecurity Journal of India ,
9(4), 89 102.
[5]. Mehta, S., & Jain, R. (2020). Digital India: Bridging the digital divide. Indian Journal of Information Technology , 12(3), 78 91.
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| Paper Type | : | Research Paper |
| Title | : | Digital Excellence: Innovations in Computing, Security, and Automation |
| Country | : | India |
| Authors | : | Soni |
Abstract: Driven by automation, security, and efficiency, the rapid evolution of computing technologies has transformed entire industries. Today, governments, corporations, and research institutions all rely on digital expertise. This study explores the future with respect to automation technology, cybersecurity developments, and new computing paradigms. It also explores the major barriers, ethical dilemmas, and emerging patterns that will shape digital innovation over the next decade. According to the report, the foundations of the digital revolution include blockchain, cloud computing, artificial intelligence (AI), cybersecurity strategies, and robotic process automation (RPA).
KEYWORDS: Digital Excellence, Computing Innovation, Cybersecurity, Automation, Artificial Intelligence, Cloud Computing
[1]. Katharina Drechsler, Robert Gregory, Heinz-Theo Wagner, and Sanja Tumbas. At the crossroads between digital innovation and digital transformation. Communications of the Association for Information Systems, 47(1):23,2020.
[2]. Gerald C Kane, Doug Palmer, Anh Nguyen Phillips, David Kiron, Natasha Buckley, et al. Strategy, not technology,drives digital transformation. MIT Sloan Management Review and Deloitte University Press, 14(1-25), 2015.
[3]. Maria José Sousa and Álvaro Rocha. Digital learning: Developing skills for digital transformation of organizations.
[4]. A Kutnjak, I Pihiri, and M Tomiˇci´c Furjan. Digital transformation case studies across industries–literature review. In 2019 42nd International Convention on Information and Communication Technology, Electronics and
[5]. Christof Ebert and Carlos Henrique C Duarte. Requirements engineering for the digital transformation: Industry panel. In 2016 IEEE 24th International Requirements Engineering Conference (RE), pages 4–5. IEEE, 2016
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| Paper Type | : | Research Paper |
| Title | : | Impact of Digital Marketplaces on the Rising of Handicrafts Industry |
| Country | : | India |
| Authors | : | Dr. Nadeem Ahmad || Rao Azeem || Dr. Abdul Rheem |
Abstract: The handicrafts industry, particularly in wooden craftsmanship, has historically relied on traditional market structures where artisans sell their products in limited quantities. However, the emergence of mass production, coupled with complex supply chains involving multiple intermediaries, has significantly diminished artisans’ profit margins and market access. As a result, many craftsmen face economic instability, leading to a gradual decline in traditional skills and artistic heritage. The increasing dominance of machine-made goods further exacerbates this challenge, making it difficult for handmade products to compete in both domestic and global markets.....
[1]. Digital technologies as tool for increasing the competitiveness of the handicraft industry, Handicraft exports from India: A guide for Indian sellers (https://sell.amazon.in/grow-your-business/amazon-global-selling/blogs/handicraft-export-from-india)
[2]. https://www.etsy.com/
[3]. Etsy’s Economic Impact Report – https://advocacy.etsy.com
[4]. https://www.shopify.com/in/case-studies/itokri
[5]. https://www.statista.com/topics/2501/etsy/ topicOverview
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| Paper Type | : | Research Paper |
| Title | : | Blockchain Technology and Its Application In Finance |
| Country | : | India |
| Authors | : | Madhulika Mittal || Shalini Verma |
Abstract: Blockchain technology has emerged as a transformative force in the financial sector, providing enhanced security, transparency, and efficiency. This paper explores the fundamental principles of blockchain, its key attributes, and its extensive applications in finance, including cryptocurrencies, smart contracts, decentralized finance (DeFi), and fraud prevention. The paper further examines the benefits, challenges, and future prospects of blockchain adoption in the financial ecosystem. By analyzing recent developments and case studies, this study aims to provide a comprehensive understanding of how blockchain is reshaping traditional financial systems.
Keywords: Blockchain, Finance, Cryptocurrencies, Smart Contracts, Decentralized Finance, Fraud Prevention
[1]. Accenture. (2024). Blockchain for Smart Contracts: Case Study. Retrieved from https://www.accenture.com/us-en/case-studies/about/blockchain-contracts-harnessing-new-technology [2]. Mittal, M., & Mittal, M. (2022, November). An Electronic Health Record Management System Based on Blockchain Technology. In 2022 International Conference on Fourth Industrial Revolution Based Technology and Practices (ICFIRTP) (pp. 285-290). IEEE.
[3]. Business Insider. (2025). How Mastercard is building the Venmo of crypto. Retrieved from https://www.businessinsider.com/mastercard-building-venmo-crypto-blockchain-digital-assets-2025-3
[4]. Chicago Fed. (2017). Blockchain and Financial Market Innovation. Retrieved from https://www.chicagofed.org/publications/economic-perspectives/2017/7
[5]. Consensys. (n.d.). Blockchain Use Cases and Applications by Industry. Retrieved from https://consensys.io/blockchain-use-cases
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| Paper Type | : | Research Paper |
| Title | : | FDI Inflows in Banglad9esh: An Analysis from April (2006 To 2022) |
| Country | : | India |
| Authors | : | Aman panday || Aditya Pundir |
Abstract: The nation's development depends heavily on foreign direct investment. When it comes to a nation's total development, domestic capital is occasionally insufficient. The use of foreign capital is thought to be helpful in reducing the gap between domestic savings and investment. In comparison to the past, Bangladesh can bring in far higher amounts of foreign investment. The current study presents the trends of FDI inflows in Bangladesh from the year 2000 to 2022. The research also lists the countries that have invested in FDI inflows to Bangladesh and FDI inflows by sector from April 2006 to March 2022. Regression analysis was done to explore the relationship between foreign direct investment and other economic variables like foreign exchange reserve (FER), growth (GDP), and exports of goods and services(X).
Key words: Economic growth, financial crisis, GDP,
[1]. Government of Bangladesh (2008), Bangladesh Economic Review 2008, Ministry of Finance. Available at: http://www.mof.gov.bd/en/index.php?option
[2]. Chen, C., (2007), “Foreign Direct Investment in China: Trends and characteristics after WTO accession,” in Ross Garnaut and Ligang Song (eds.), China --- Linking Markets for Growth, Asia Pacific Press, Australian National University, Canberra, Australia, pp.197-224.
[3]. Alam, Q., Mian, M.E.U. and Smith, R.F. (2006), “Impact of poor governance on foreign direct investment: The Bangladesh experience”, in Ahmad, R., ed., The Role of Public Administration in Building a Harmonious Society. Manila: ADB. 4. United Nations (2008), World Investment Report, New York: United Nations
[4]. 5 Government of Bangladesh (1989), Bangladesh Board of Investment Act, 1989, Bangladesh Board of Investment. Available at: http://www.boi.gov.bd/
[5]. Government of Bangladesh (2008), Bangladesh Economic Review 2008, Ministry of Finance. Available at: http://www.mof.gov.bd/en/index.php?option
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| Paper Type | : | Research Paper |
| Title | : | Innovating for the Future: Strategic Management of Digital Change in Hospitality |
| Country | : | India |
| Authors | : | Mr. Sachin Kumar Pandey || Mr. Ankit Manori || Mr. Parveen Chand |
Abstract: Rapid digital change is changing visitor experiences, competitive tactics, and operational efficiency in the hotel sector. The role of innovation in managing digital transition in the industry is reviewed in this article, with a focus on how new technologies like Automation, Big data analytics, Internet of Things (IoT), and Artificial Intelligence (AI) improve service quality. In along with simplifying the internal procedures, strategic digital integration personalizes consumer encounters, which boosts customer happiness and brand loyalty. The article highlights many important obstacles.....
Keywords: Hospitality, customer experience, AI, innovation, digital transformation, and strategic management
[1]. Buhalis, D., & Leung, R. (2018). Smart hospitality—Interconnectivity and interoperability towards an ecosystem. International Journal of Hospitality Management, 71, 41–50.
[2]. Gursoy, D., Chi, C. G., & Lu, L. (2017). Generational differences in work values and attitudes among frontline and service contact employees. International Journal of Hospitality Management, 61, 1–12.
[3]. Ivanov, S., & Webster, C. (2019). Economic fundamentals of the use of robots, AI, and service automation in travel, tourism, and hospitality. In Robots, Artificial Intelligence, and Service Automation in Travel, Tourism and Hospitality (pp. 39–55). Emerald Publishing.
[4]. Sigala, M. (2020). Social media and customer engagement in the context of collaborative value co-creation in the hospitality industry. International Journal of Hospitality Management, 87, 102528.
[5]. Neuhofer, B., Buhalis, D., & Ladkin, A. (2015). Smart technologies for personalized experiences: A case study in the hospitality domain. Electronic Markets, 25(3), 243–254.
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| Paper Type | : | Research Paper |
| Title | : | The Use of Economic Indicators as Early Signals of Stock Market Progress: Perspectives from Market Potential Index |
| Country | : | India |
| Authors | : | Barun Kumar Kushwaha || Dr. Pooja Kohli |
Abstract: The progress of fiscal requests depends on the way world investors prevision the request eventuality of the country of choice. Countries that are associated with favorable profitable impulses are suitable to motivate investments in their separate stock requests. The ideal of this paper is to examine the part of the numerous profitable factors which constitute the request Implicit indicator in enhancing stock request progress. The methodology goes through testing and estimation. The tests include linearity versus nonlinearity (RESET), normalcy, and cointegration......
Keywords: Request Implicit indicator; stock request capitalization; number of listed enterprises; chance of request capitalization to GDP; Z- score.
[1]. Abdi, Hervé (2007)
[2]. Title: Discriminant Correspondence Analysis What it's about:
[3]. This entry explains a statistical method used to find patterns in data—specifically, when you want to compare groups based on multiple variables. Think of it like a smarter version of sorting people into categories based on survey answers. It’s often used in social sciences to analyze complex data tables.
[4]. Aghion, Bacchetta, and Banerjee (2000)
[5]. Title: Capital Markets and the Instability in Open Economies What it's about: